Post office new seving scheme||Save and income plan

Post office new seving scheme||Save and income plan

Post Office Time Deposit Scheme




Post Office Time Deposit Scheme is one of the most popular and small savings schemes. The scheme offers a guaranteed return of 6.7% on five-year fixed deposits. This plan can be renewed every five years, making it an excellent long-term savings option...




Simplify your banking with India Post Payments Bank Mobile Banking App. Open a Digital Savings account, manage your accounts, transfer funds, pay utility bills – securely and easily. Our app is available in 12 languages of India along with English- Hindi, Bengali, Marathi, Telugu, Tamil, Urdu, Gujarati, Malayalam, Kannada, Oriya, Punjabi and Assamese.




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Open a Digital Savings Account with IPPB App

Download IPPB Mobile banking and Install it

Provide your basic details and submit

Convert to Regular Savings Account within a year for additional benefits



Fund Transfer Services in any mode including but not restricted to IPPB to IPPB accounts transfers, IMPS, UPI, NEFT and Standing Instructions will NOT be available and can be activated by completing full KYC.

Payments services mentioned below will be available with a cumulative monthly transaction limit of Rs. 10,000:

i. Bill Payments

ii. In store Merchant Payments

iii. Payment towards eligible Post Office Savings Schemes and Services




Manage your Accounts

One stop interface to view your IPPB and Post Office Savings Account balances

Review your Transactions and Account Statements

Update your Nominee, Communication address

Transfer Funds

Between your own IPPB Accounts and Post Office Savings Accounts

To other IPPB accounts

To accounts with other banks



Instantly, easily and securely






Senior Citizen Savings Scheme

This post office scheme has been launched especially for the senior citizens i.e. the elderly. In this scheme you get 8% return on your savings. Apart from this there is no risk whatsoever in investing in this plan. In this you get complete security guarantee.




Monthly Income Plan

In the Monthly Income Savings Plan, you get an increase in interest rate from 6.7% to 7.1%. This is a scheme where you can deposit money in one go and get guaranteed returns every month. In this, your money remains completely safe and is unaffected by market fluctuations. MIS account has to be invested only once. Its maturity is 5 years.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી માહિતી રીપોર્ટ

National Savings Scheme

The interest rate on National Savings Certificate (NSC) has been increased from 6.8% to 7.0%. NSC Minimum Rs. 1000 can be purchased and no limit is set for the maximum investment. That is, you can invest any amount in it. In this you do not need to deposit money for a long time. Your plan matures in 5 years. Interest is compounded annually and guaranteed returns are available.